Personal - Debit/ATM Cards

In addition to our convenient in-branch and drive-thru teller services, and our online banking and phone systems, Chemical Bank offers 2 more ways to conveniently access your accounts using an Automated Teller Machine (ATM) Card as well as our Debit Card.

Our ATM Card provides you with the convenience of 24-hour banking for routine banking services. Make deposits, withdrawals, transfers, payments and balance inquiries at any Chemical Bank ATM or other ATM displaying the NYCE or Cirrus network symbols.

  • Get cash when you need it, from your Chemical Bank checking or savings account
  • Make deposits to your Chemical Bank checking or savings account
  • Transfer money between your accounts
  • Make loan payments
  • Inquire about your account balances


With our Debit Card, you'll enjoy the same convenience and functionality as the ATM Card with the added ability to make purchases at merchant locations that accept MasterCard® Debit Cards.

  • Get cash when you need it, from your Chemical Bank checking or savings account
  • Make deposits to your Chemical Bank checking or savings account
  • Transfer money between your Chemical Bank accounts
  • Make loan payments
  • Inquire about your account balances
  • Purchase goods or services at merchant locations that accept MasterCard Debit Cards and have your funds deducted directly from your checking account
  • Earn points for everyday purchases1 after you enroll in the Preferred RewardsSM Program

And, the Debit Card is:

  • Simple - you can access your checking account without writing a check
  • Economical - there's no charge for transactions performed at Chemical Bank ATMs and a nominal charge for transactions at network ATMs
  • Safe - it's a safe way to bank - either your Debit Card and signature or your Debit Card and PIN (personal identification number) are needed to access your account
  • Convenient - you can use your Debit Card to make purchases at millions of locations worldwide, including any ATM or merchant displaying these symbols:

Cirrus MasterCard NYCE

1 Earn reward points on signature purchases only. Does not earn points for ATM transactions or PIN amounts at point of sale.

http://test.chemicalbankmi.com/common/images/global/logo_mastercardsecurebox.gifChemical Bank is proud to offer you MasterCard®SecureCodeTM protection when shopping online. Click here for more information or on the logo for easy, safe and free registration.

For inquiries regarding your MasterCard®SecureCodeTM, please call Chemical Bank at (866) 901-0321 between 8:00 a.m. -5:00 p.m. Eastern time, Monday - Friday.

Lost or Stolen ATM/debit cards
Weekdays, 8AM - 5PM ET: (866) 600-5878
Weekends and after business hours: (800) 236-2442



Stop in today at any Chemical Bank location for an ATM Card or Debit Card application, and then begin enjoying quick, convenient, 'anytime' banking.