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Personal - Mortgage Loans

At Chemical Bank, we understand that purchasing a home is one of the most important decisions you will ever make, and we will assist you along the way.

From determining how much of a loan you qualify for before you begin house-hunting, to selecting a financing plan that fits your budget, Chemical Bank is here to help. Not only do we offer a wide range of mortgage loans, including fixed and adjustable rate options, our rates are competitive and our service is exceptional.

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Types of Chemical Bank Mortgage Loans
Type Description
Conventional Fixed and adjustable rate programs for mortgages less than $417,000
RD (Rural Development) Formerly the Farm Home Administration - 100% financing options for certain properties
FHA Low down payment options available to assist borrowers in buying or refinancing a home
MHSDA State housing agency loans with below market interest rates for those who qualify based on income.
Construction Fixed and adjustable rate programs for those building with a licensed contractor.
Lot Loans Financing terms available for buildable lots less than 10 acres
Etc/Other Call your nearest Mortgage lender for additional options available from Chemical Bank

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Buying a New Home
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Using Your Home Equity  
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