|
|
Personal Checking AccountsOur wide range of personal checking accounts are designed to meet your individual needs -- both now and in the future.  Whether you're interested in unlimited check-writing, interest on your funds, or a no minimum balance free account -- Chemical Bank has a personal checking account that's right for you. As a Chemical Bank customer, you'll enjoy the following benefits on all the personal checking accounts we offer:
- Internet/Phone Banking -
with e-Banking, access account information and perform many banking functions
when it's convenient for you -- using your phone or through secure
internet access Debit/ATM
Cards - bank when it's convenient for you with ChemKey 24-hour
banking. ChemKey/ChemCheck Debit Card - access your checking
account without writing a check.
- Preferred RewardsSM Debit Card – The card that works like a check.
 Preferred Rewards Debit Card lets you use the money in your Chemical Bank checking account to buy groceries, pay your bills, or buy new shoes without ever having to write a check, and we will reward you. Every time you use your card you’ll earn reward points – points you can redeem for valuable merchandise, dining, shopping, travel and entertainment rewards. You get to choose how you get rewarded.
 - Direct Deposit - a convenient way to have recurring payments automatically deposited into your account. Bank-by-Mail - mail deposits to your account right from your home. Automatic Transfer - have mortgage and consumer loan payments deducted from your checking account each month.
- Automatic Payment - following your directions, periodic transfers are made from your checking account to your savings account.
For a quick review of our accounts see our personal checking account descriptions below. Classic CheckingChemical Bank's most popular full-service checking account. Regular Checking benefits include: - Unlimited check-writing
- No fees or service charges when a $500 minimum daily balance is maintained
Advantage CheckingThis account combines the benefits of a checking account with the earning power of a savings account. Advantage Checking benefits include: - Unlimited check-writing
- A competitive rate of interest credited to your account monthly
- No fees or service charges when you maintain a $1,000 minimum daily balance or $1,500 average monthly balance
ChemPlus CheckingA special account for our customers 55 years of age and older. With this exclusive checking account, many services are provided free of charge. ChemPlus benefits include: - No minimum balance to maintain
- No fees or service charges
- Free personalized checks, free travelers cheques, free notary public service, free photocopies and more
ChemFree CheckingA convenient FREE checking account designed to meet your needs. - No fee per check
- Monthly statement
- Free ATM or debit card
- No minimum balance required
- No monthly service charge
| |
