Electronic ACH transactions provide benefits for both parties.
- Economical - It is usually less expensive than issuing, mailing and reconciling checks and the payee has next day access to the funds
- Useful - It helps you to more accurately manage your cash flow
- Practical - It saves you time and eliminates mailing payments
- Easy-to-use - ACH transactions can be transmitted with a few clicks of your mouse
For more information, stop in or call any Chemical Bank Location or call an eBanking Specialist at (866) 804-4592. One of our representatives will be happy to answer all of your questions.
Frequently Asked Questions
Got questions? We've got answers.
What are the cut-off times based on transaction type?
For cut-off times based on transaction type, please refer to the chart below.
|Transaction Type||Day||System Cut-Off Times|
|Transfers or Bill Payments||Same Day as the Effective Entry Date||8:00 PM (ET)|
|Wires||Same Day as the Effective Entry Date||2:30 PM (ET)|
|Positive Pay||On each Business Day||12:00 PM (ET)|
|4:00 PM (ET)|
*Additional Costs and Fees Apply