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- Welcome Monarch Customers to Chemical Bank!
Ideal for individuals who maintain a higher balance in their account, are looking to earn a higher rate of interest and are interested in a FREE interest-bearing checking account.* This may just be the best way to save ever!
No minimum balance requirement
No monthly service charge
A variety of Statement options to meet your needs
Statements are sent monthly based on the activity of your account
FREE Mobile Banking**
$.50 for Mobile Remote Deposit Capture (Get this service FREE by signing up for our Green Checking Account)
Discount on loan rate with direct debit†
Enhance your Personal Savings Account with features such as:
What is tiered interest?
With tiered interest, you will earn a higher rate of interest as you deposit more money!
INTEREST RATE TIERS FOR THIS ACCOUNT:
$0 – 4,999
$5,000 – 9,999
$10,000 – 24,999
$25,000 – 49,999
$50,000 – 99,999
$100,000 and over
-Consult your local Chemical Banker for current rates on the tiers listed above.
Can I access my account with Mobile Banking?
Absolutely! Our easy-to-use Mobile Banking system will provide you with convenient and secure access to your savings account information by allowing you to transfer funds, check account balances, view history, make bill payments, set alerts and deposit checks – all from the palm of your hand!
What is Online Banking?
Online Banking is a FREE service that helps you manage your finances online. Whether you are at home, at work or on the road, Chemical Bank is here for you 24 hours a day, 7 days a week - anywhere an Internet connection is available.
Why do I need a savings account?
A savings account is a great way to increase your money! Chemical Bank offers many Personal Savings Account options that will help you earn more and save time so you can reach your financial goals faster.
*MI Savings has four free monthly withdrawals including automatic, Internet, phone, mail or other. See account disclosure or bank representative for additional fee details; **Deposit restrictions may apply, ask a Representative for details; †Subject to application and approval.